Personal Banking Services

First National Bank of Eldorado offers a variety of checking accounts designed to meet your individual financial needs. We are proud of our reputation as a local, independent bank where getting to know you is a priority, not just a statement.


Internet Banking

  • Convenient banking from your PC.
  • 24-hour banking
  • Make transfers between accounts
  • Make loan payments
  • View images of items
  • Pay your bills
  • And much more (see the Demo on Internet Banking Page)


  • An e-Statement is the same thing as a paper statement except it is available on-line.  When the statement is ready, an e-mail is sent notifying you that your e-Statement is available through your First National Bank of Eldorado online banking account.
  • E-Statement delivery allows you to receive your account information quickly and securely.  Your statements are available on-line for 24 months. However, you can save your statements on your computer for long-term access. This convenient delivery method expedites statement delivery, eliminates the hassle of storing any paper statements, and provides you with a convenient, secure storage system. It also helps the environment by reducing paper usage.  (Go green!) No additional fees apply.

To enroll in e-Statements, follow these three simple steps:

  • Log on to your on-line banking account.
  • Click on the Accounts tab and then the Statement link.
  • Click on the ‘Electronic Only Statement’ delivery button and then opt-in.

Telephone Banking

  • Call toll free at 1-888-918-0852
  • 24-hour banking convenience
  • Easy transfers between checking and savings
  • Make loan payments

ATM Service

We offer ATM service at the following locations:

  • First National Bank of Eldorado (Drive Up)
    100 S. Main Street in Eldorado
  • Tres Amigos convenience store (Inside)
    Hwy 277 in Christoval, TX
  • Tres Amigos convenience store (Inside)
    Hwy 87 in Sterling City, TX

Debit Cards

Use the Debit/ATM card to make withdrawals, transfers and inquiries from checking and savings accounts. As a debit card, it can be used at any merchant accepting MasterCard.® The debit card can be used at Point Of Sale (POS) terminals with your PIN.

Lost/Stolen Debit Card: The loss of your card may carry certain liabilities to the cardholder. Contact the First National Bank of Eldorado if you have questions about these liabilities or your card. If you wish to report your card lost/stolen, please contact the bank during business hours at (325) 853-2561 or after hours call (800) 791-2525.


Safe Deposit Boxes

  • Available in a wide range of sizes

Other Services

  • Wire transfers
  • Cashiers checks
  • Travelers checks